Withholding on Interest, Dividends, and Transfer Fees

Interest piles up in the account — but withholding leaves before it does.

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A non-resident's interest income from a Korean bank deposit is withheld at 20% (or the treaty rate, typically 10–15%, if one applies). Dividend income from Korean listed shares is likewise withheld at 20% (typically around 15% under a treaty).

Transfer fees a Korean professional sports club pays in connection with a foreign athlete's transfer are also subject to withholding, classified as either personal service income or other income — the exact classification and rate depend on the contract structure (paid to the athlete directly vs. through an agency), so individual review is needed.

Financial income withholding checkpoints

Bank interest: 20% under domestic law, typically 10–15% under a treaty
Listed stock dividends: 20% under domestic law, typically around 15% under a treaty
Accurately declare non-resident status when opening a bank account so the correct rate applies
Transfer fees etc. may be classified differently depending on contract structure — review individually

Tell your bank you're a non-resident up front

If mistakenly registered as a resident when opening an account, interest income may be withheld at the resident rate (15.4%, ignoring any treaty). Accurately informing the bank of your non-resident status and any applicable treaty ensures the correct rate is applied from the start.

Frequently Asked Questions

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